What is the median income for the means test by state?

Median income thresholds for the means test vary by state and household size. For a single filer, the 2024 median ranges from approximately $47,000 (Mississippi) to $79,000 (New Jersey). For a family of four, the range is approximately $76,000 (Mississippi) to $127,000 (New Jersey). Updated figures are published by the U.S. Trustee Program.

The means test compares your income to the median income for your state and household size. These figures are updated periodically using Census Bureau data.

How Median Income Is Determined

The U.S. Trustee Program publishes updated median income tables based on Census Bureau American Community Survey data. The figures apply to cases filed on or after the effective date. Courts use the median that was in effect on the date your case was filed.

Approximate 2024 Median Income Ranges

Below are approximate ranges to give you a sense of where your state falls. Always check the current U.S. Trustee website for exact figures:

Single Filer (Household of 1)

Lowest states: Mississippi (~$47K), West Virginia (~$49K), Arkansas (~$49K)
Middle states: Ohio (~$56K), Texas (~$57K), Florida (~$57K)
Highest states: Massachusetts (~$73K), Connecticut (~$75K), New Jersey (~$79K)

Family of 4

Lowest states: Mississippi (~$76K), West Virginia (~$81K), Louisiana (~$83K)
Middle states: Ohio (~$96K), Texas (~$97K), Florida (~$95K)
Highest states: Massachusetts (~$121K), Connecticut (~$123K), New Jersey (~$127K)

Adding Household Members

For households larger than four, add approximately $9,900 per additional person to the four-person median. The exact per-person addition is published in the U.S. Trustee tables.

Remember: being above the median does not automatically disqualify you. It simply means you proceed to Part 2 of the means test, where deductions may bring your disposable income below the threshold.